Gorvins Residential conveyancing solicitors have experience in dealing with the complex nature of help to buy/shared ownership leases and we can confidently advise, assist and guide you through the process of purchasing your new home through these schemes.
Help to Buy/Shared Ownership schemes, over recent years, have become a more realistic option for many people struggling to afford their own home.
Generally run through Housing Associations or Registered Social Landlords, these schemes operate whereby you purchase a share of the property (with a mortgage) and then pay rent on the remaining share you do not own.
There are a variety of schemes already in place and most have terms which allow the buyer to pay for further percentages in the property over time and ultimately buy the property outright.
All of these schemes have complicated terms and conditions attached and only a selection of mortgage lenders will lend money on them so is important to check with an independent financial advisor before entering into one.
Some private developers will also offer similar schemes to Help to Buy, known as Shared Equity, however a wider range of conditions applies.
It is crucial that anyone buying a property under one of these schemes seeks the advice of a lawyer before proceeding. Gorvins Residential are highly skilled solicitors specialised in shared ownership that can properly advise you on the terms and conditions of the scheme and your mortgage lender.
Through a very stressful process buying a first home, Gorvins were confident and collected. Able to deliver what they promised and kept me updated through the stages. I was glad to have No Stress experience with our conveyancer in amongst the chaos of the rest of it.
Used as recommended by my mortgage advisor for a remortgage. My case was dealt with by Natasha Sands and she made it complete smoothly and to my satisfaction. Communication was great and all my questions answered promptly. Will not hesitate to use again next time.
Fantastic service and for a fair price, special thanks to Joseph Hirst who dealt with my account from start to finish and was always on hand to deal with any queries I had, always got back to me in good time and made the whole process as stress free as possible.
Go with Gorvins, if you want peace of mind!
I recently instructed Gorvins to act on my behalf in the purchase of 5 apartments in Liverpool. I am happy to report that I was more than pleased with their performance.The services provided by the person in charge of the file at Gorvins was most professional, reliable and efficient. In fact she went out of her way to help in aspects which was not her responsibility and as a result the deal went through smoothly.
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Gorvins Residential LLP